GKV Companion

Health insurance in Germany, calmly explained.

Independent guidance on GKV, supplemental plans, and expat options — with clear calculators, honest comparisons, and answers you can trust.

Important · 2026

GKV supplement contributions rise sharply in 2026.

What does the increase mean for your wallet? How do you compare funds properly — and when does switching pay off?

GKV Companion

Six pathways to understand and optimize your health coverage.

Statutory health insurance basics — plainly explained.

Find the right extras for your specific needs.

Ten interactive tools for informed decisions.

GKV or PKV? Every fact you need at a glance.

Blue Card, Chancenkarte, studies — your options made clear.

Maximize rewards by choosing the right health fund.

Popular calculators

From supplement rates to family coverage and PKV comparisons — our calculators deliver transparent results.

How much will I pay in 2026?

Which fits me best?

Rewards at a glance.

Legal notice

This website does not replace individual advice from an insurance broker. All content is for informational purposes only.