Tools & calculators
Ten interactive calculators for clear decisions.
All tools are free, non-commercial, and run entirely in your browser. No signup, no tracking.
Contributions & premiums
What you pay monthly — and could save.
Supplement rate calculator
Calculate your contribution and potential savings from switching funds.
Bonus calculator
Maximize annual bonus payments by choosing the right fund.
Employer plan tax savings
Tax savings from employer-sponsored supplemental insurance.
GKV vs. PKV
Think big decisions through with clear math.
Family
Who can be covered for free?
Planning & protection
Close gaps, secure the future.
Sick pay calculator
Coverage gap in case of illness — and the right protection level.
Care cost calculator
Estimate potential long-term care costs and the right cover level.
Deductible ROI calculator
Does a deductible option actually pay off in your situation?
Dental plan cost-benefit
Calculate the break-even point of a dental supplement.