JAEG Threshold Calculator
Check your PKV eligibility based on the income threshold
Annual gross income (€)
50.000 €
Results
Monthly gross income
4.167 €
JAEG Threshold 2026
77.400 €
Difference to JAEG
-27.400 €
PKV eligibility
No, you are not eligible
What is the JAEG?
The JAEG (Jahresarbeitsentgeltgrenze) is the income limit above which you have the option to take out private insurance. In 2026, this limit is €77,400 per year. Note: As an employee, you can only switch to private insurance if you regularly exceed this limit.
How does the calculator work?
Enter your annual gross income. The calculator compares it to the JAEG threshold and shows you whether you are eligible for private insurance.