When does statutory sick pay start?

GKV sick pay starts from the 43rd day of illness and covers a maximum of 78 weeks per illness.

Who needs private sick-pay insurance?

Especially the self-employed and freelancers, who receive no statutory sick pay.

Calculator

Calculate your coverage gap in case of illness and find the right protection level.

3.500 €

5 Tage/Jahr

Daily Gross Income

116,67 €

Potential annual income loss

583,33 €

Insurance with 70% coverage

175 €

Insurance with 90% coverage

58,33 €

This calculation is based on gross income. Actual losses may vary depending on your health insurance.